The ideal Credit Risk Analyst should have strong technical skills, including proficiency in SQL, Python, and Tableau. Analytical abilities such as statistical data analysis, credit risk evaluation, and data-driven decision-making are essential. Bachelor's degree in business, Finance, Economics, or a related fieldMinimum of 3 years of experience in retail banking or a related industryStrong analytical skills and experience in data analysis, modeling, and forecasting.Proficiency of Oracle SQL, Python, and TableauFluency in Azerbaijani and English (knowledge of additional foreign languages is an advantage)International risk and finance certifications such as CERM, FRM, CFA, etc., are preferredStrong interpersonal and communication abilities Opportunities for professional growth and developmentCompetitive salary and bonusesComprehensive insurance coverageSupportive work environmentVisa Premium salary cardCorporate discounts and eventsAdditional vacation daysDiscounted education and employee loansNew cozy studio office in Port Baku Tower 2Strong teamwork with Agile principles, regular team buildings and themed eventsMulticultural environment with foreign colleagues sharing their best experiences Participating in the development and enhancement of a regulatory framework for identifying, assessing, mitigating, and effectively managing credit risksEvaluating credit risks to ensure they remain within acceptable limits before launching new productsImproving reporting systems (e.g., red flag, scoring, stop loss)Utilizing risk management tools (e.g., vintage analysis, migration matrix, FPD) for portfolio analysisApplying statistical analysis, financial modeling, and data analytics to measure and forecast credit risksProviding recommendations on credit limits and conditionsParticipating in the calculation of provisions in compliance with International Financial Reporting Standards (IFRS) and Central Bank regulations.
